Storm damage can be many things; Leaky roofs, leaky siding, leaks around windows and door openings, roof drains, roof leaks, impact damage on roof mounted air conditioning condensers, damaged exterior duct vents, lightning strikes, electrical surging, tree branch damage to siding and roof surfaces, wind stress on wood framed homes, paint and siding scarring, broken glass, damaged sheds and garages, broken clay roof tiles, missing ridge caps, torn, bent or missing shingles, lifted torch down, wind damaged commercial roof cladding, leaky commercial roofs, wind damaged commercial metal roof systems, wind damaged modified bitumen roof systems, damaged argon gas seals on windows from wind pressure from a storm or hurricane, screen damage, screen enclosures or pool enclosures, swimming pool storm damaged, hair line cracks in dry wall ceilings, brown spots on walls, crown molding, door casings, baseboards, and ceilings are signs of water intrusion. Damage to carpet, wood floors, vinyl, laminate and tile flooring can become problems days after a storm impacts your home. Different siding types are effected by wind in way or another from vinyl, stucco, wood or concrete finishes all have important sealants at key junctures. These joints and junctions on siding claddings gone overlooked will promote varmint and insect intrusion. Fencing and associated barriers to include signage can also become damaged. Electrical conduits on the roof can allow water to compromise electrical panels, the same is true for air conditioning equipment. Wall, attic, and roof structures have insulation that once wet or collapsed become in effective. Foul odors from mildew, moisture, fungus, and high humidity. Most of the above examples are covered by residential homeowners and commercial property insurance.
It is up to property owners to inspect and investigate their losses. Most people are not trained for this kind of due diligence. Hiring insurance claim professionals puts property owners back in control. Insurance companies have no requirement to protect the properties resale value, that is only the property owners responsibility.
Insurance companies only have a duty to pay for damages, but in no way, dictate the steps to restore your asset. It is a misconception that independent adjusters, who work for the insurance companies, control the recovery, they can only make suggestions. Insurance companies are constantly looking to settle claims for as little as possible.
When wind, storms, lightening, hurricanes, tornadoes, hail affect your property it can confuse or disorientate people, making claimants vulnerable to deception by adjusters and experts they hire, such as engineering firms to reject or deny valid insurance claims. With our expertise, we can give the proper repair protocols memorializing them in an estimate. We use state of the art software pricing programs that are recognized nationally and are zip code sensitive. We also cross reference those prices with local hands on trades people. This gets the loss victims the best construction costs on the market quick and easy. We put policy holders in the best position possible. We understand the mechanics of a building and understand how storms like hurricane Irma, Michael and Maria negatively affects property and the value of structures. We use meteorologist that track wind direction and wind speeds overlapping the properties recreating the path and triangulation of the wind forces impacting the structure. Our experts inspect in various ways using roof leak detec
tion, thermal imaging of roof and wall surfaces, roof material lift testing making sure roof material is still anchored to the sub surfaces. We have access to experts who are qualified to perform core testing and sampling of commercial roof surfaces. Both the lift and core testing is specialized tests to make sure the roof surfaces are or are not damaged giving peace of mind and creating a marker for future claims of current conditions. We investigate water leaks and damage with the primary focus solely in identifying all the money needed to execute repairs in a professional manner restoring resale value. Because we work for you only, we do not cut corners when it comes to estimating necessary work. Quite frankly most insurers don’t like us because of this.
What sets us apart from other public adjusting firms are our vast network of insurance loss experts and licensed tradespeople who unite to make sure you’re paid correctly. We use forensic engineers, cause and origin professionals, wind damage experts, hail experts, roofing experts, electricians, plumbers, heating and cooling experts, property casualty attorneys, public adjusters, property loss appraisers, industrial hygienists, thermal imaging, mold re-mediators, 24- hour emergency services to extract water, force drying with dehumidifiers, board up and tarp installation. Making sure all your damages are accounted for and paid properly is our only goal. After all, future buyers of your property will discover any bad workmanship and shoddy work lessoning the value of your building eventually. Unknown damage will cost you more later as damages are exacerbated. It’s important to identify things like hidden damage, hidden rot, code upgrades, ordinance and law requirements from local building departments, identify mold and water related damages. Legitimist claims are denied, turned down, overlooked or rejected because loss victims didn’t know what they were owed. They use improper policy terms and failed to submit documents like a proof of loss.
Our process is risk free. Everyone can afford our service because we only get paid if and when new money recoveries take place. We investigate old and new claims looking for unclaimed storm money, hurricane and tornadoes loss victims qualify for. Florida loss victims can have their claims reopened up to five years past the date of loss. This is true if you changed insurance companies, your claim was denied, or repairs were completed and checks cashed. You can still get a second opinion to see if it is worth pursuing.