Water damage can be many things; Leaky roofs, leaky siding, leaks around windows and doors, plumbing splits or bursts, sewer backups, sink or tub overflows, faulty sprinkler systems, drain backups, burst water tanks, hidden leaks, burst supply lines to sinks and toilets. Water damage is also found when appliances fail such as dishwasher leaks or overflows, washing machines supply line failures, washing machine overflows, refrigerator water line leaks, water line burst, water line exploded, broken toilet, broken wax ring, leaking toilet wax ring, shower pan leak, shower pan failure, floor drain leaks, plumbing leaks, drain leaks, collapsed drain line, broken drain line, broken plumbing supply line in a concrete slab, leak detection, thermal image water damage, roof drains. Most of the above examples are covered by home owner’s insurance.
Insurance companies only have a duty to pay for damages but in no way, dictate the steps to restore your asset. It’s a misconception that independent adjusters who work for the insurance companies, control the recovery, they can only make suggestions. Insurance companies are constantly looking to settle claims for as little as possible. Because of this, a sub culture manifested where insurance adjusters will try to seed different restoration services onto a property owner with damage. When this happens it’s at your worst time ever, your confused, disorientated, and vulnerable. These services are known as insurance vendors. Insurance companies built alliances with different cleaning and repair companies. Presenting them to you in a way that almost feels wrong to question or resist them. Their focus is to extract water, force dry buildings with dehumidifiers, remove wet carpet, base boards, and drywall, clean, patch and paint. While only dealing with the water problem in a topical way. Many times, these services will cut corners to save your insurance company money all the while unknowingly becoming liable for bad or ineffective work. This is a trap most people fall for.
With our expertise, we can give the proper repair protocols memorializing them in an estimate. We use state of the art software pricing programs that are recognized nationally and are zip code sensitive. We also cross reference those prices with local hands on trades people. This gets the loss victims the best construction costs on the market quick and easy. We put policy holders in the best position possible. We understand the mechanics of a building and understand how water, moisture, humidity, mold, and fungus affect the indoor air quality, human health and overall negative affect to property and the value of structure. We use in part licensed and certified water damage repair contractors who offer moisture monitoring, thermal imaging, water mapping, psychometry tracking, mold testing, and mitigation. These services leave you with an industrial hygienists clean bill of health, proving to future buyers, the property was professionally decontaminated and safe to occupy. Our experts focus is solely in identifying all the money needed to complete work in a professional manner restoring resale values. Because we work for you only, we do not cut corners when estimating repair costs. Quite frankly, most insurers don’t like us because of this.
What sets us apart from other public adjusting firms are our vast network of insurance loss experts and licensed tradespeople who unite to make sure you are paid correctly. We use forensic engineers, cause and origin professionals, wind damage experts, hail experts, roofing experts, electricians, plumbers, property casualty attorneys, public adjusters, property loss appraisers, industrial hygienists, thermal imaging, mold remediators, 24 -hour emergency services to extract water, force drying with dehumidifiers, board up, and tarp installation.
Making sure all of your damages are accounted for and paid properly is our only goal.
After all, future buyers of your property will discover any bad workmanship and shoddy work lessoning the value of your building. Unknown damage will cost you more later as damages are exacerbated. It is important to identify things like hidden damage, hidden rot, code upgrades, ordinance and law requirements from local building departments, identify mold and water related damage. A lot of times the emergency services called by your insurer or people referred to you can spread mold into areas previously not contaminated making your loss worse. It is important to use professional services that will use containment and chambering techniques that prevent the spread of dangerous mold. These services can offer air scrubbing and vacuum equipped with HEPA filtration filters. Cleaning the air and surfaces in areas effected by water and consequential mold growth. Legitimate claims are denied, turned down, overlooked or rejected because loss victims didn’t know what they were owed. For example, using improper policy terms or failing to submit documents, like a proof of loss.
Our process is risk free. Everyone can afford our service because we only get paid if and when new money recoveries takes place. We investigate old and new claims looking for unclaimed money water loss victims qualify for. Florida loss victims can have their claims reopened up to five years past the date of loss. This is true if you changed insurance companies, your claim was denied, your repairs were completed and checks cashed. You can still get a second opinion to see what you’re really owed.